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  • Writer's pictureLisa Clinton

5 things you must check before buying a boat!

Updated: Jul 21, 2022

Buying a new boat is an exciting adventure, however, it is important that you are well aware of the these crucial checks that could determine the true value of your next vessel.

1. Survey Report - out of water

A pre-purchase inspection should be completed by a certified marine surveyor. The professional assessment will ensure the vessel is sea worthy, whilst measuring the extent of any repairs that may be required. Insurance companies require boat owners to have survey reports in order to understand the vessels condition, market value, and to ensure the vessel fits the policy standards.

2. The age of the rigging (for sailing craft)

If the standing rigging is older than 10 years, has not been replaced and a report has not been completed for longer than a decade, you can use this to negotiate a fair price adjustment with the seller of the vessel.

3. Where and how you will be mooring your vessel.

The price of your premium is often affected by where you plan to moor your boat. You will need to provide your insurance company with the home location of your where your vessel will be stored. For example, Marina berths are usually considered the lowest risk, as opposed to storing your boat at anchor or swing mooring.

4. Mechanical checks are up to date!

Check the scheduled service history to ensure the vessel has been regularly maintained. This will prolong the lifespan of the key components of the vessel, and avoid costly replacements.

Understanding the engine hours gives you an idea of the vessel's past history. For example if the vessel has been used for recreational use versus in charter. This can impact the value of the boat.

Obtaining an oil sample will verify the overall condition of the engines - this is important to check there are no underlying issues with your engine(s) and you are receiving value for money.

5. Gas compliance certificate

A gas compliance certificate is imperative to verify that the gas installation is in compliance with the standards and regulations of your area. Many boats are built in areas where different gas regulations apply. Please check for your state's regulations and check that your vessel meets compliance.




We understand that finding and comparing various boat insurance policies can be as much fun as working on a Saturday. That's why here at Aquamarine HQ, we make your boating life easy by helping you find peace of mind.

To get your free quote just click the link:

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